Any cat owner will tell you that felines are family members just like humans and that losing them doesn’t bear thinking about.But in the event of something going seriously wrong and your pet becoming injured or unwell, could you afford the cat health care costs?

When asked about the costs behind keeping a cat, people think of the cat food and perhaps the cat litter. You might also think of the cost of flea and worm treatments. You probably wouldn’t stop to think about the costs of cat health care.

Veterinary costs can be very high if surgery or ongoing treatment is needed. If your feline friend is lucky enough to survive being hit by a car it could require surgery. A cat could also need regular, ongoing medication for illnesses such as diabetes. Would you be able to afford these cat health care costs.

You might think that you’ll be lucky and that there’ll be no problems for your pet, but it’s not worth the gamble. This is why pet insurance exists. You buy the pet insurance and if the worst does happen, the costs of treatment will be covered. You won’t have to worry about how cat health care is going to impact on your budget.

Be sure to invest in the pet insurance whilst your cat is young. Insurance companies are unlikely to take on an older cat with an existing cat health care problem. Remember however, that there could be conditions to your pet insurance, so check the small print. Paying for vaccinations will still be your responsibility and if your cat isn’t up to date the insurance company could refuse to pay for treatment for illnesses that vaccination would have prevented.

As well as cat health care, some companies offer additional cover. Some companies will offer money to cover the costs of advertising or offering a reward should your pet go missing.

Pet insurance is the best way to get peace of mind. It’s just important to get the best deal you can and to be certain you understand what is and isn’t included. Be sure you understand excesses and limits and if the policy is only annual rather than for life, don’t forget to renew.

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Filed under: Pets Advice

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